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100 Envelope Saving Challenge Save 550 Dollars Low Income Save Money

100 Envelope Saving Challenge Save 550 Dollars Low Income Save Money

100 Envelope Saving Challenge Save 550 Dollars Low Income Save Money

Sale price  $2.00 Regular price  $3.00
Candy Cane Gnome Scratch-Off Savings Challenge: Holiday Budgeting

Candy Cane Gnome Scratch-Off Savings Challenge: Holiday Budgeting

Candy Cane Gnome Scratch-Off Savings Challenge: Holiday Budgeting

Sale price  $5.00 Regular price  $6.00
Candy Cane Gnome Scratch-Off Savings Challenge: Holiday Budgeting

Candy Cane Gnome Scratch-Off Savings Challenge: Holiday Budgeting

Candy Cane Gnome Scratch-Off Savings Challenge: Holiday Budgeting

Sale price  $5.00 Regular price  $6.00
Christmas Deer Savings Challenge: Scratch-Off Budget Friendly

Christmas Deer Savings Challenge: Scratch-Off Budget Friendly

Christmas Deer Savings Challenge: Scratch-Off Budget Friendly

Sale price  $5.00 Regular price  $6.00
Christmas Mystery pup Saving Challenge Digital Download

Christmas Mystery pup Saving Challenge Digital Download

Christmas Mystery pup Saving Challenge Digital Download

Sale price  $2.00 Regular price  $3.00
Christmas Penguin Saving Challenge | Save 30 or 50 | Low Income Budgeting

Christmas Penguin Saving Challenge | Save 30 or 50 | Low Income Budgeting

Christmas Penguin Saving Challenge | Save 30 or 50 | Low Income Budgeting

Sale price  $2.00 Regular price  $3.00
Christmas Penguin Saving Challenge | Save 30 or 50 | Low Income, Laminated

Christmas Penguin Saving Challenge | Save 30 or 50 | Low Income, Laminated

Christmas Penguin Saving Challenge | Save 30 or 50 | Low Income, Laminated

Sale price  $5.00 Regular price  $6.00
Christmas Polar Bear Mini Saving Challenge: Holiday Budget Printable (PNG Download

Christmas Polar Bear Mini Saving Challenge: Holiday Budget Printable (PNG Download

Christmas Polar Bear Mini Saving Challenge: Holiday Budget Printable (PNG Download

Sale price  $2.00 Regular price  $3.00

About Us

Hi there! I’m Lora, a Disabled woman living on a fixed income who turned creativity, budgeting, and the desire for financial peace into something truly special. After years of living paycheck to paycheck—on a paycheck that only came once a month—I knew something had to change. I wanted to stop worrying about where my money was going and start finding simple, fun ways to make my dollars stretch. That’s where my savings challenge journey began.

I started creating low-income saving challenges for people just like me realistic, affordable, and made to help you save even when money feels tight. What began as a personal tool quickly grew into a passion, and soon I was sharing my creations with the world.

I opened my Etsy shop in 2023 which went on to become a wonderful success with over three thousand sales and over one thousand reviews from amazing customers. Now, I’m excited to offer my saving challenges directly through my own Tiny Budget Shop.

I also run a YouTube channel with over 1.6K subscribers, where I share my real budgeting journey. You’ll see me using the same savings challenges I create, cash-stuffing my envelopes, planning my month, and showing how small amounts can add up when you stay consistent. Designing new challenges is one of my favorite things to do—I find it incredibly fun, creative, and inspiring.

My goal is simple: to help others on a fixed or low income feel more in control, more confident, and more hopeful about their financial future. If I can save money on a tiny budget, you can too—and I’m here to cheer you on every step of the way.

Welcome to my little corner of the internet. I’m so glad you’re here! 💖

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Frequently asked questions

What is the return policy?

Our goal is for every customer to be totally satisfied with their purchase. If this isn't the case, let us know and we'll do our best to work with you to make it right.

Are any purchases final sale?

We are unable to accept returns on certain items. These will be carefully marked before purchase.

When will I get my order?

We will work quickly to ship your order as soon as possible. Once your order has shipped, you will receive an email with further information. Delivery times vary depending on your location.

Where are your products manufactured?

Our products are manufactured both locally and globally. We carefully select our manufacturing partners to ensure our products are high quality and a fair value.

How much does shipping cost?

Shipping is calculated based on your location and the items in your order. You will always know the shipping price before you purchase.

Save Big on a Tiny Budget with Our Adorable Savings Challenges!

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Tiny Budget Co

Tiny Budget Co

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